PERSONAL NEEDS

•         College Funding
•         Mortgage Protection
•         Retirement Funding
•         Estate Conservation
•         Charitable Giving
•         Gifts to children and grandchildren
•         IRA Rollover/Funding

BUSINESS NEEDS

•         Buy-Sell Funding with Life Insurance
•         Deferred Compensation Funding with Life Insurance
•         Executive Bonus Plans with Life Insurance
•         Funding for qualified plans
•         Funding for Salary Continuation Plans
•         Key Person Protection with Life & Disability Income Insurance

PRODUCTS OFFERED

•         Life insurance
•         Fixed Immediate Annuities
•         Fixed Deferred Annuities
•         Variable Annuities
•         Mutual Funds
•         Disability Income Insurance
•         Long-Term Care
•         Employee Benefit Plans